📍 Maryland State Payroll Rules (2026)

Maryland Paycheck Calculator (2026)

Calculate your net take-home pay in Maryland after 2026 federal income tax, state tax, and FICA deductions. Free, instant, and accurate.

Calculate Take-Home Pay

Tax Year 2026
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Bi-Weekly Take-Home Pay
$2,112.73
Effective Tax Rate: 21.52%
  • Gross Pay $2,692.31
  • Federal Income Tax $252.69
  • FICA (Social Security & Medicare) $205.96
  • State & Local Withholding $120.93
  • Total Estimated Deductions $579.58

Important note on the Maryland salary paycheck calculator: The calculator on this page is provided through Codexa Tools and is designed to provide general guidance and estimates based on official 2026 IRS Publication 15-T and state revenue withholding guidelines. It should not be relied upon to calculate exact taxes, payroll, or legal financial obligations. These calculators are not intended to provide tax, legal, or accounting advice and do not represent a substitute for certified payroll processing. You should refer to a professional advisor, CPA, or licensed accountant regarding any specific requirements, local tax ordinances, or financial concerns.

Maryland Tax & Payroll Breakdown

Progressive Income Tax Brackets: 2.0% - 5.75% Progressive

Maryland uses progressive marginal tax brackets. Your income is divided into tiers with different tax rates applied to each portion after subtracting state standard deductions.

Local County Income Tax Surcharge: Maryland operates a 'piggyback' local income tax system. All 23 Maryland counties and Baltimore City levy local tax rates ranging from 2.25% to 3.20% of taxable income.
Payroll Metric Maryland Statutory Policy (2026)
Baseline Minimum Wage $15.00 / hour
State Withholding Form Form MW507 (Employee Withholding Exemption Certificate)
Tax Compliance Agency Comptroller of Maryland
Standard Overtime Multiplier 1.5x over 40 hours/week
Single Standard Deduction $2,700.00
Married Filing Jointly Deduction $5,400.00

Overtime Statute: Standard federal FLSA guidelines apply: Non-exempt employees receive 1.5× their regular hourly rate for all hours exceeding 40 within a single workweek. Daily overtime is not mandated by state statute.

Sample 2026 Maryland Take-Home Pay by Wage Tier

Estimated bi-weekly and annual net earnings for standard salary tiers in Maryland (Single Filer, Standard Deduction, 2026 Federal & State Tax Tables).

Gross Salary Bi-Weekly Net Annual Net Federal Tax FICA Tax State Tax Net %
$35,000 ($16.83/hr) $1,108.49 $28,821 $2,020 $2,678 $1,482 82.3%
$55,000 ($26.44/hr) $1,690.03 $43,941 $4,420 $4,208 $2,432 79.9%
$75,000 ($36.06/hr) $2,238.87 $58,211 $7,670 $5,738 $3,382 77.6%
$100,000 ($48.08/hr) $2,869.64 $74,611 $13,170 $7,650 $4,569 74.6%
$150,000 ($72.12/hr) $4,102.80 $106,673 $24,734 $11,475 $7,118 71.1%

Frequently Asked Questions

How is Maryland state income tax calculated on my paycheck in 2026? +

Maryland enforces progressive marginal tax brackets ranging from 2.0% - 5.75% Progressive. As your earnings increase, higher portions of your wage cross into higher marginal tax tiers after subtracting your allowable deductions. The 2026 Maryland standard deduction for single filers is $2,700. Keep in mind: <strong>Local County Income Tax Surcharge:</strong> Maryland operates a 'piggyback' local income tax system. All 23 Maryland counties and Baltimore City levy local tax rates ranging from 2.25% to 3.20% of taxable income.

What is the 2026 minimum wage and overtime law in Maryland? +

The 2026 baseline statutory minimum wage in Maryland is $15.00 per hour. Overtime is calculated as 1.5x over 40 hours/week. Detailed rule: Standard federal FLSA guidelines apply: Non-exempt employees receive 1.5× their regular hourly rate for all hours exceeding 40 within a single workweek. Daily overtime is not mandated by state statute.

Which state withholding certificate form is required in Maryland? +

Employees in Maryland submit Form MW507 (Employee Withholding Exemption Certificate) to their employer upon hire. Administered by the Comptroller of Maryland, this form specifies your filing status and allowances to calculate accurate state tax withholding.

How do pre-tax 401(k) and health insurance deductions affect Maryland tax? +

Pre-tax deductions such as traditional 401(k), 403(b), and Health Savings Accounts (HSA) reduce your gross taxable income for both federal tax and Maryland state income tax. However, mandatory FICA payroll taxes (Social Security and Medicare) still apply to your total gross earnings before 401(k) contributions.

Browse All 50 US State Paycheck Calculators

Accurate 2026 state withholding rates, standard deductions, and overtime rules for every US state.

AL
Alabama
2.0% - 5.0% Progressive (Federal Tax Deductible)
AK
Alaska
★ 0% State Tax
AZ
Arizona
2.5% Flat Rate
AR
Arkansas
2.0% - 4.4% Progressive
CA
California
1.1% to 14.63% (10 Progressive Brackets + 1.3% SDI)
CO
Colorado
4.4% Flat Rate + 0.44% FAMLI
CT
Connecticut
3.0% - 6.99% Progressive
DE
Delaware
2.2% - 6.6% Progressive
DC
District of Columbia
4.0% - 10.75% Progressive
FL
Florida
★ 0% State Tax
GA
Georgia
5.39% Flat Rate
HI
Hawaii
1.4% - 11.0% Progressive
ID
Idaho
5.695% Flat Rate
IL
Illinois
4.95% Flat Rate
IN
Indiana
3.05% Flat Rate
IA
Iowa
3.8% Flat Rate
KS
Kansas
3.1% - 5.7% Progressive
KY
Kentucky
4.0% Flat Rate
LA
Louisiana
1.85% - 4.25% Progressive
ME
Maine
5.8% - 7.15% Progressive
MD
Maryland
2.0% - 5.75% Progressive
MA
Massachusetts
5.0% Flat Rate (+4% Millionaires Surtax)
MI
Michigan
4.25% Flat Rate
MN
Minnesota
5.35% - 9.85% Progressive
MS
Mississippi
4.7% Flat Rate
MO
Missouri
2.0% - 4.8% Progressive (Federal Tax Deductible up to $5k)
MT
Montana
4.7% - 5.9% Progressive
NE
Nebraska
2.46% - 5.84% Progressive
NV
Nevada
★ 0% State Tax
NH
New Hampshire
★ 0% State Tax
NJ
New Jersey
1.4% - 10.75% Progressive
NM
New Mexico
1.7% - 5.9% Progressive
NY
New York
4.0% - 10.9% Progressive + 0.373% PFL
NC
North Carolina
4.5% Flat Rate
ND
North Dakota
1.95% - 2.5% Progressive
OH
Ohio
Ohio graduated state income tax rates (2026 updated via Admin)
OK
Oklahoma
0.25% - 4.75% Progressive
OR
Oregon
4.75% - 9.9% Progressive (Federal Tax Deductible up to $8.55k)
PA
Pennsylvania
3.07% Flat Rate
RI
Rhode Island
3.75% - 5.99% Progressive
SC
South Carolina
0% - 6.4% Progressive
SD
South Dakota
★ 0% State Tax
TN
Tennessee
★ 0% State Tax
TX
Texas
★ 0% State Tax
UT
Utah
4.65% Flat Rate
VT
Vermont
3.35% - 8.75% Progressive
VA
Virginia
2.0% - 5.75% Progressive
WA
Washington
★ 0% State Tax
WV
West Virginia
2.36% - 5.12% Progressive
WI
Wisconsin
3.54% - 7.65% Progressive
WY
Wyoming
★ 0% State Tax