📍 Maryland State Payroll Rules (2026)

Maryland Paycheck Calculator (2026)

Calculate your net take-home pay in Maryland after 2026 federal income tax, state tax, and FICA deductions. Free, instant, and accurate.

Calculate Take-Home Pay

Tax Year 2026
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$
$
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Bi-Weekly Take-Home Pay
$2,112.73
Effective Tax Rate: 21.52%
  • Gross Pay $2,692.31
  • Federal Income Tax $252.69
  • FICA (Social Security & Medicare) $205.96
  • State & Local Withholding $120.93
  • Total Estimated Deductions $579.58

Important note on the Maryland salary paycheck calculator: The calculator on this page is provided through Codexa Tools and is designed to provide general guidance and estimates based on official 2026 IRS Publication 15-T and state revenue withholding guidelines. It should not be relied upon to calculate exact taxes, payroll, or legal financial obligations. These calculators are not intended to provide tax, legal, or accounting advice and do not represent a substitute for certified payroll processing. You should refer to a professional advisor, CPA, or licensed accountant regarding any specific requirements, local tax ordinances, or financial concerns.

Maryland Tax & Payroll Breakdown

Progressive Income Tax Brackets: 2.0% - 5.75% Progressive

Maryland uses progressive marginal tax brackets. Your income is divided into tiers with different tax rates applied to each portion after subtracting state standard deductions.

Local County Income Tax Surcharge: Maryland operates a 'piggyback' local income tax system. All 23 Maryland counties and Baltimore City levy local tax rates ranging from 2.25% to 3.20% of taxable income.
Payroll Metric Maryland Statutory Policy (2026)
Baseline Minimum Wage $15.00 / hour
State Withholding Form Form MW507 (Employee Withholding Exemption Certificate)
Tax Compliance Agency Comptroller of Maryland
Standard Overtime Multiplier 1.5x over 40 hours/week
Single Standard Deduction $2,700.00
Married Filing Jointly Deduction $5,400.00

Overtime Statute: Standard federal FLSA guidelines apply: Non-exempt employees receive 1.5× their regular hourly rate for all hours exceeding 40 within a single workweek. Daily overtime is not mandated by state statute.

Sample 2026 Maryland Take-Home Pay by Wage Tier

Estimated bi-weekly and annual net earnings for standard salary tiers in Maryland (Single Filer, Standard Deduction, 2026 Federal & State Tax Tables).

Gross Salary Bi-Weekly Net Annual Net Federal Tax FICA Tax State Tax Net %
$35,000 ($16.83/hr) $1,108.49 $28,821 $2,020 $2,678 $1,482 82.3%
$55,000 ($26.44/hr) $1,690.03 $43,941 $4,420 $4,208 $2,432 79.9%
$75,000 ($36.06/hr) $2,238.87 $58,211 $7,670 $5,738 $3,382 77.6%
$100,000 ($48.08/hr) $2,869.64 $74,611 $13,170 $7,650 $4,569 74.6%
$150,000 ($72.12/hr) $4,102.80 $106,673 $24,734 $11,475 $7,118 71.1%

Frequently Asked Questions

How is Maryland state income tax calculated on my paycheck in 2026? +

Maryland enforces progressive marginal tax brackets ranging from 2.0% - 5.75% Progressive. As your earnings increase, higher portions of your wage cross into higher marginal tax tiers after subtracting your allowable deductions. The 2026 Maryland standard deduction for single filers is $2,700. Keep in mind: <strong>Local County Income Tax Surcharge:</strong> Maryland operates a 'piggyback' local income tax system. All 23 Maryland counties and Baltimore City levy local tax rates ranging from 2.25% to 3.20% of taxable income.

What is the 2026 minimum wage and overtime law in Maryland? +

The 2026 baseline statutory minimum wage in Maryland is $15.00 per hour. Overtime is calculated as 1.5x over 40 hours/week. Detailed rule: Standard federal FLSA guidelines apply: Non-exempt employees receive 1.5× their regular hourly rate for all hours exceeding 40 within a single workweek. Daily overtime is not mandated by state statute.

Which state withholding certificate form is required in Maryland? +

Employees in Maryland submit Form MW507 (Employee Withholding Exemption Certificate) to their employer upon hire. Administered by the Comptroller of Maryland, this form specifies your filing status and allowances to calculate accurate state tax withholding.

How do pre-tax 401(k) and health insurance deductions affect Maryland tax? +

Pre-tax deductions such as traditional 401(k), 403(b), and Health Savings Accounts (HSA) reduce your gross taxable income for both federal tax and Maryland state income tax. However, mandatory FICA payroll taxes (Social Security and Medicare) still apply to your total gross earnings before 401(k) contributions.

Browse All 50 US State Paycheck Calculators

Accurate 2026 state withholding rates, standard deductions, and overtime rules for every US state.

AL
Alabama
2.0% - 5.0% Progressive (Federal Tax Deductible)
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AK
Alaska
★ 0% State Tax
→
AZ
Arizona
2.5% Flat Rate
→
AR
Arkansas
2.0% - 4.4% Progressive
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CA
California
1.1% to 14.63% (10 Progressive Brackets + 1.3% SDI)
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CO
Colorado
4.4% Flat Rate + 0.44% FAMLI
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CT
Connecticut
3.0% - 6.99% Progressive
→
DE
Delaware
2.2% - 6.6% Progressive
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DC
District of Columbia
4.0% - 10.75% Progressive
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FL
Florida
★ 0% State Tax
→
GA
Georgia
5.39% Flat Rate
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HI
Hawaii
1.4% - 11.0% Progressive
→
ID
Idaho
5.695% Flat Rate
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IL
Illinois
4.95% Flat Rate
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IN
Indiana
3.05% Flat Rate
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IA
Iowa
3.8% Flat Rate
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KS
Kansas
3.1% - 5.7% Progressive
→
KY
Kentucky
4.0% Flat Rate
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LA
Louisiana
1.85% - 4.25% Progressive
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ME
Maine
5.8% - 7.15% Progressive
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MD
Maryland
2.0% - 5.75% Progressive
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MA
Massachusetts
5.0% Flat Rate (+4% Millionaires Surtax)
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MI
Michigan
4.25% Flat Rate
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MN
Minnesota
5.35% - 9.85% Progressive
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MS
Mississippi
4.7% Flat Rate
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MO
Missouri
2.0% - 4.8% Progressive (Federal Tax Deductible up to $5k)
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MT
Montana
4.7% - 5.9% Progressive
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NE
Nebraska
2.46% - 5.84% Progressive
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NV
Nevada
★ 0% State Tax
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NH
New Hampshire
★ 0% State Tax
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NJ
New Jersey
1.4% - 10.75% Progressive
→
NM
New Mexico
1.7% - 5.9% Progressive
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NY
New York
4.0% - 10.9% Progressive + 0.373% PFL
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NC
North Carolina
4.5% Flat Rate
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ND
North Dakota
1.95% - 2.5% Progressive
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OH
Ohio
Ohio graduated state income tax rates (2026 updated via Admin)
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OK
Oklahoma
0.25% - 4.75% Progressive
→
OR
Oregon
4.75% - 9.9% Progressive (Federal Tax Deductible up to $8.55k)
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PA
Pennsylvania
3.07% Flat Rate
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RI
Rhode Island
3.75% - 5.99% Progressive
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SC
South Carolina
0% - 6.4% Progressive
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SD
South Dakota
★ 0% State Tax
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TN
Tennessee
★ 0% State Tax
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TX
Texas
★ 0% State Tax
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UT
Utah
4.65% Flat Rate
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VT
Vermont
3.35% - 8.75% Progressive
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VA
Virginia
2.0% - 5.75% Progressive
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WA
Washington
★ 0% State Tax
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WV
West Virginia
2.36% - 5.12% Progressive
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WI
Wisconsin
3.54% - 7.65% Progressive
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WY
Wyoming
★ 0% State Tax
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