βš–οΈ User Agreement & Legal Terms

Terms of Service

Effective Date: January 1, 2026 β€’ Last Updated: September 14, 2026

1. Agreement to Terms

These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Codexa Tools ("we," "us," or "our"), concerning your access to and use of the https://codexatools.com website as well as any related web applications or tools (collectively, the "Site").

By accessing the Site, you acknowledge that you have read, understood, and agreed to be bound by all of these Terms of Service. If you do not agree with all of these terms, you are expressly prohibited from using the Site and must discontinue use immediately.

2. Educational & Informational Purpose (Safe Harbor Disclaimer)

All calculators, salary estimators, tax withholding tables, and overtime simulation tools provided on Codexa Tools are intended solely for general educational, illustrative, and personal budgeting purposes.

Not Financial or Legal Advice: Codexa Tools does not provide legal, certified accounting, investment, or official tax preparation advice. Calculations reflect general statutory rules published in IRS Publication 15-T and state revenue codes, but individual tax liability may vary based on personal exemptions, pre-tax deductions (401k, FSA, HSA), local municipal taxes, or special payroll circumstances. You should consult a licensed Certified Public Accountant (CPA) or employment attorney for binding payroll advice.

3. Intellectual Property Rights

Unless otherwise indicated, the Site, its source code, databases, software algorithms, mathematical models, website designs, audio, video, text, and graphics on the Site are our proprietary property and are protected by copyright, trademark laws, and international intellectual property treaties.

You are granted a limited license to access and use the Site solely for your personal, non-commercial use. No part of the Site or calculation engine may be copied, reproduced, aggregated, republished, or exploited for commercial purposes without our express prior written permission.

4. Prohibited User Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. Prohibited activities include, but are not limited to:

  • Systematically retrieving data or calculations from the Site to create or compile a collection, compilation, database, or directory without written permission.
  • Attempting to bypass rate limiting or security measures implemented to protect our servers and APIs.
  • Engaging in any automated use of the system, such as using scripts to generate excessive server load or interfere with other visitors' access.
  • Using the Site in a manner inconsistent with any applicable laws or regulations.

5. Disclaimer of Warranties & Limitation of Liability

THE SITE AND ALL CALCULATORS ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT WILL WE OR OUR DEVELOPERS, DIRECTORS, OR EMPLOYEES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR RELIANCE ON ANY PAYCHECK OR TAX ESTIMATION GENERATED BY THIS PLATFORM.

6. Modifications & Interruptions

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of our free calculators without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.

7. Contact Information

To resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us via our Contact Page or by email at legal@codexatools.com.