US
US Paycheck & Take-Home Pay Calculator (2026)
Calculate your accurate net paycheck after 2026 federal, state, and FICA taxes. Instant bi-weekly, weekly, and monthly calculations.
Calculate Take-Home Pay
Tax Year 2026- Gross Pay $2,500.00
- Federal Income Tax $216.15
- FICA (Social Security & Medicare) $191.25
- State & Local Withholding $0.00
- Total Estimated Deductions $407.40
Important note on the salary paycheck calculator: The calculator on this page is provided through Codexa Tools and is designed to provide general guidance and estimates based on official 2026 IRS Publication 15-T and state revenue withholding guidelines. It should not be relied upon to calculate exact taxes, payroll, or legal financial obligations. These calculators are not intended to provide tax, legal, or accounting advice and do not represent a substitute for certified payroll processing. You should refer to a professional advisor, CPA, or licensed accountant regarding any specific requirements, local tax ordinances, or financial concerns.
Understanding 2026 Paycheck Withholding & Net Pay
Federal income tax withholding is calculated using the percentage method withholding tables issued by the IRS in Publication 15-T. Your payroll provider uses these tables alongside the elections made on your Form W-4 (filing status, dependents, and extra withholding) to determine statutory withholdings.
2026 Statutory Deductions Checklist
- Federal Income Tax: Calculated according to IRS Publication 15-T (Worksheet 1A percentage method) with rates from 10% to 37% after standard W-4 allowance offsets ($8,600 single / $12,900 married).
- Social Security (OASDI): 6.2% withheld on wages up to the 2026 taxable maximum limit of $176,100.
- Medicare: 1.45% on all earnings, plus an Additional Medicare Tax of 0.9% on earnings exceeding $200,000 (single) or $250,000 (married).
- Pre-Tax Deductions: Traditional 401(k), 403(b), HSA, and FSA deductions reduce taxable gross before federal and state taxes are calculated.
Frequently Asked Questions
Traditional 401(k) contributions are deducted pre-tax from your gross income, reducing your taxable income for federal and state tax purposes (though FICA taxes still apply).
An extra 0.9% tax mandated by the Affordable Care Act on wages exceeding $200,000 for single filers and $250,000 for married couples filing jointly.
Browse All 50 US State Paycheck Calculators
Accurate 2026 state withholding rates, standard deductions, and overtime rules for every US state.