📍 Indiana State Payroll Rules (2026)

Indiana Paycheck Calculator (2026)

Calculate your net take-home pay in Indiana after 2026 federal income tax, state tax, and FICA deductions. Free, instant, and accurate.

Calculate Take-Home Pay

Tax Year 2026
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$
$
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Bi-Weekly Take-Home Pay
$2,152.72
Effective Tax Rate: 20.04%
  • Gross Pay $2,692.31
  • Federal Income Tax $252.69
  • FICA (Social Security & Medicare) $205.96
  • State & Local Withholding $80.94
  • Total Estimated Deductions $539.59

Important note on the Indiana salary paycheck calculator: The calculator on this page is provided through Codexa Tools and is designed to provide general guidance and estimates based on official 2026 IRS Publication 15-T and state revenue withholding guidelines. It should not be relied upon to calculate exact taxes, payroll, or legal financial obligations. These calculators are not intended to provide tax, legal, or accounting advice and do not represent a substitute for certified payroll processing. You should refer to a professional advisor, CPA, or licensed accountant regarding any specific requirements, local tax ordinances, or financial concerns.

Indiana Tax & Payroll Breakdown

Flat Income Tax System: 3.05% Flat Rate

Indiana levies a single flat income tax rate across all taxable income levels above allowable state deductions. This eliminates bracket creep and provides predictable withholding for hourly and salaried employees.

Mandatory County Income Taxes: In addition to Indiana's flat state tax, all 92 counties enforce local county income taxes (ranging from 0.5% to 3.0%), determined by your primary county of residence on January 1st.
Payroll Metric Indiana Statutory Policy (2026)
Baseline Minimum Wage $7.25 / hour
State Withholding Form Form WH-4 (Employee Withholding Exemption and County Status)
Tax Compliance Agency Indiana Department of Revenue
Standard Overtime Multiplier 1.5x over 40 hours/week
Single Standard Deduction $1,000.00
Married Filing Jointly Deduction $2,000.00

Overtime Statute: Standard federal FLSA guidelines apply: Non-exempt employees receive 1.5× their regular hourly rate for all hours exceeding 40 within a single workweek. Daily overtime is not mandated by state statute.

Sample 2026 Indiana Take-Home Pay by Wage Tier

Estimated bi-weekly and annual net earnings for standard salary tiers in Indiana (Single Filer, Standard Deduction, 2026 Federal & State Tax Tables).

Gross Salary Bi-Weekly Net Annual Net Federal Tax FICA Tax State Tax Net %
$35,000 ($16.83/hr) $1,125.60 $29,266 $2,020 $2,678 $1,037 83.6%
$55,000 ($26.44/hr) $1,720.21 $44,726 $4,420 $4,208 $1,647 81.3%
$75,000 ($36.06/hr) $2,282.13 $59,336 $7,670 $5,738 $2,257 79.1%
$100,000 ($48.08/hr) $2,929.25 $76,161 $13,170 $7,650 $3,020 76.2%
$150,000 ($72.12/hr) $4,201.79 $109,247 $24,734 $11,475 $4,545 72.8%

Frequently Asked Questions

How is Indiana state income tax calculated on my paycheck in 2026? +

Indiana levies a flat income tax rate of 3.05% Flat Rate. Every dollar of taxable wages above allowable state deductions is taxed at this uniform rate, making withholding predictable across all salary levels. The 2026 Indiana standard deduction for single filers is $1,000. Keep in mind: <strong>Mandatory County Income Taxes:</strong> In addition to Indiana's flat state tax, all 92 counties enforce local county income taxes (ranging from 0.5% to 3.0%), determined by your primary county of residence on January 1st.

What is the 2026 minimum wage and overtime law in Indiana? +

The 2026 baseline statutory minimum wage in Indiana is $7.25 per hour. Overtime is calculated as 1.5x over 40 hours/week. Detailed rule: Standard federal FLSA guidelines apply: Non-exempt employees receive 1.5× their regular hourly rate for all hours exceeding 40 within a single workweek. Daily overtime is not mandated by state statute.

Which state withholding certificate form is required in Indiana? +

Employees in Indiana submit Form WH-4 (Employee Withholding Exemption and County Status) to their employer upon hire. Administered by the Indiana Department of Revenue, this form specifies your filing status and allowances to calculate accurate state tax withholding.

How do pre-tax 401(k) and health insurance deductions affect Indiana tax? +

Pre-tax deductions such as traditional 401(k), 403(b), and Health Savings Accounts (HSA) reduce your gross taxable income for both federal tax and Indiana state income tax. However, mandatory FICA payroll taxes (Social Security and Medicare) still apply to your total gross earnings before 401(k) contributions.

Browse All 50 US State Paycheck Calculators

Accurate 2026 state withholding rates, standard deductions, and overtime rules for every US state.

AL
Alabama
2.0% - 5.0% Progressive (Federal Tax Deductible)
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AK
Alaska
★ 0% State Tax
→
AZ
Arizona
2.5% Flat Rate
→
AR
Arkansas
2.0% - 4.4% Progressive
→
CA
California
1.1% to 14.63% (10 Progressive Brackets + 1.3% SDI)
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CO
Colorado
4.4% Flat Rate + 0.44% FAMLI
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CT
Connecticut
3.0% - 6.99% Progressive
→
DE
Delaware
2.2% - 6.6% Progressive
→
DC
District of Columbia
4.0% - 10.75% Progressive
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FL
Florida
★ 0% State Tax
→
GA
Georgia
5.39% Flat Rate
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HI
Hawaii
1.4% - 11.0% Progressive
→
ID
Idaho
5.695% Flat Rate
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IL
Illinois
4.95% Flat Rate
→
IN
Indiana
3.05% Flat Rate
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IA
Iowa
3.8% Flat Rate
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KS
Kansas
3.1% - 5.7% Progressive
→
KY
Kentucky
4.0% Flat Rate
→
LA
Louisiana
1.85% - 4.25% Progressive
→
ME
Maine
5.8% - 7.15% Progressive
→
MD
Maryland
2.0% - 5.75% Progressive
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MA
Massachusetts
5.0% Flat Rate (+4% Millionaires Surtax)
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MI
Michigan
4.25% Flat Rate
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MN
Minnesota
5.35% - 9.85% Progressive
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MS
Mississippi
4.7% Flat Rate
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MO
Missouri
2.0% - 4.8% Progressive (Federal Tax Deductible up to $5k)
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MT
Montana
4.7% - 5.9% Progressive
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NE
Nebraska
2.46% - 5.84% Progressive
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NV
Nevada
★ 0% State Tax
→
NH
New Hampshire
★ 0% State Tax
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NJ
New Jersey
1.4% - 10.75% Progressive
→
NM
New Mexico
1.7% - 5.9% Progressive
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NY
New York
4.0% - 10.9% Progressive + 0.373% PFL
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NC
North Carolina
4.5% Flat Rate
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ND
North Dakota
1.95% - 2.5% Progressive
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OH
Ohio
Ohio graduated state income tax rates (2026 updated via Admin)
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OK
Oklahoma
0.25% - 4.75% Progressive
→
OR
Oregon
4.75% - 9.9% Progressive (Federal Tax Deductible up to $8.55k)
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PA
Pennsylvania
3.07% Flat Rate
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RI
Rhode Island
3.75% - 5.99% Progressive
→
SC
South Carolina
0% - 6.4% Progressive
→
SD
South Dakota
★ 0% State Tax
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TN
Tennessee
★ 0% State Tax
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TX
Texas
★ 0% State Tax
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UT
Utah
4.65% Flat Rate
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VT
Vermont
3.35% - 8.75% Progressive
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VA
Virginia
2.0% - 5.75% Progressive
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WA
Washington
★ 0% State Tax
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WV
West Virginia
2.36% - 5.12% Progressive
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WI
Wisconsin
3.54% - 7.65% Progressive
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WY
Wyoming
★ 0% State Tax
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